Guidance on Eligibility Calculator and Pre-Approval Calculator

  • Check your eligibility: This calculator will help you determine if you qualify for a CedisPay loan
  • Pre-Approval Calculator: This calculator will determine your CedisPay credit score. If your score is above 60, upon submitting the required documents, our system will automatically send you a facility letter within 48 hours for you to sign. By completing these two calculators, you'll be one step closer to getting the loan you need. Apply today!

If you're applying for a loan for the first time, here's what you need to know:

  • To get started, head to our website and complete the "Check your eligibility for a CedisPay Loan" calculator on the landing page. This quick questionnaire will only take a few minutes to complete and will help us understand your credit habits, stability, and income. It's important to answer these questions as accurately as possible, as discrepancies between your responses and your actual application information may result in your application being rejected. If your credit habits, stability, or income do not meet our requirements, don't worry - we have a credit builder loan program that can help you improve your chances of being eligible for CedisPay loan and CedisPay credit sore
  • One important question in the eligibility calculator is whether you have an existing loan with a financial institution. A "No" response will not automatically lead to loan denial as long as you have bills payment support. It's important to answer this question truthfully, as in case your response is No and CedisPay system notices a loan in credit bureau report, CedisPay system will automatically reject your loan.
  • Once you've completed the eligibility calculator and been pre-approved, you can proceed with the actual application by completing the pre-approval calculator.

At CedisPay, we're here to help you every step of the way. If you have any questions or need assistance, please visit our website or contact us. We want to make sure you have the best chance of getting approved for a loan and improving your financial situation.

Trusted by over 1000 small businesses and individuals in Ghana

The Future is Us.

Belong to a place where you are financially supported.

Looking for financial support? Reach us

Contact us  
CedisPay - Group photo