CedisPay

Your Full Name

Provide us with an email we can use to reach you

GhanaCard Number

Provide us with your GhanaCard Number

Your Phone Number

Provide us with an phone number we can reach you on

Your Email Address

Provide us with an email we can use to reach you

What type of salary loan are you applying for?

Provide us with the type of loan

Monthly Income

This should be evidence by recent 3 months pay slip or recent filed tax document and bank statement or mobile statement

Is your monthly income equal to or greater than GHS2,000 per month?

This should be evidence by recent 3 months pay slip or recent filed tax document and bank statement or mobile statement

Monthly Debt

Payment Plan (Months)

This should be how long you think you'd take to payback the loan

Number of years with current employer

This should be evidenced by either employment letter with current employer or first payslip with current employer

Highest level of education

This should be evidenced by nature of work

Occupation

This should be evidenced by either employment letter with current employer or first payslip with current employer

Nature of employment

This should be evidenced by either employment letter with current employer

Are you a full-time employee of your current employer?

This should be evidenced by either employment letter with current employer

Are you employed with current employer for at least a year?

Employment Status?

This should be evidenced by either employment letter with current employer

Employee/Staff ID Number?

This should be evidenced by either employment letter with current employer

Day Salary Is Received

This should be evidenced by either employment letter with current employer

What is the length of history of your applicable borrowing or payment history

This should be evidenced by 3 months payment history of either one of these: Loans from other financial institutions, rent payment, Utilities, Postpaid mobile phones bills, Postpaid TV subscription bills, Postpaid internet subscription Due paying association or other goods and services paid on instalment basis.

What is your credit status with your applicable borrowing or payment history

What are the bills that you are responsible for paying

How do you typically make these bill payments

Are there any other bills or payments that you are required to make regularly that may not be reflected in your bank statements or mobile money statements?

What is the length of history of your Bills payment history

What is your credit status of your bills borrowing or payment history

Do you have a savings account held with a financial institution, pension or investment company that you can use for emergencies, such as sickness or job loss? Please note that regular savings and checking account may not meet this requirement

Do you regularly save a minimum of 5% of your monthly income for emergency purposes or future financial goals?

Do you have appropriate insurance coverage for situations not covered by national insurance, such as Job loss Insurance or Funeral insurance for relatives? If you are a business owner, do you have comprehensive property insurance?

If you have appropriate insurance coverage, please indicate which of the following you have?

Do you pay your bills/loans on time?

Are your loan payments automated

Please select your preferred automatic loan repayment method for your CedisPay loan

Have you experienced any major life events in the past five years that have had a significant impact on your financial stability?

Full Name of Next of Kin

Provide us with the name of your next of kin

Phone Number of Next of Kin

Provide us with the phone number of your next of kin

Your relationship to Next of Kin

Please state the relationship you have with/to the next of kin stated above

The GhanaPostGPS location of Next of Kin

Provide us with the exact GPS location (GhanaPostGPS) of your next of kin

Do you have recent 3 months loan payment history

Do you have recent 3 months bills payment history

Select the CedisPay Contact for this application

Referred by

Kindly select the company with which you hold your tier-3 pension contributions

If other, please specify. (Indicate "none" if none at all)

Please do have your GhanaCard and 3 months Bank or Momo statements ready to complete the process

Your Full Name

Provide us with an email we can use to reach you

GhanaCard Number

Provide us with your GhanaCard Number

Your Phone Number

Provide us with an phone number we can reach you on

Your Email Address

Provide us with an email we can use to reach you

How much cash or Bank balance do you have available in your Savings Account?

This response should be evidence by Momo and savings account balances (this is the sum of your current momo, bank and savings accounts balance)

What is your monthly income?

This response should be evidence by your cash in transactions in your Momo account if Momo is used for business income, other wise cash out and transfer made for business transactions (provide your recent 3 months momo statement as evidence)

Is your monthly income equal to or greater than GHS2,000 per month?

This should be evidence by recent 3 months pay slip or recent filed tax document and bank statement or mobile statement

Are you a full-time employee of your current employer?

This should be evidenced by either employment letter with current employer

Is your business operated in current location for at least a year?

What is your monthly debt?

This response should be evidence of your monthly debt

Payment Plan (Months)

This should be how long you think you'd take to payback the loan

In the past 3 months, what is the average number of mobile money transactions per month?

This should be evidence by the number of cash in and cash out business transactions in your Momo account in the most recent month

Are your loan payments automated?

This should be evidence by the narrative or descriptions in your Momo account

What is the length of history of your loan payment or borrowing

What is your credit status of your loan payment or borrowing

What are the bills that you are responsible for paying.

How do you typically make these bill payments

Are there any other bills or payments that you are required to make regularly that may not be reflected in your bank statements or mobile money statements?

What is the length of history of your Bills payment history

What is your credit status of your bills borrowing or payment history

How long have you been operating this business in this location

This should be evidenced by either recent business permit license, utilities, rent, municipal taxes, etc.

if yes, then evidence by savings account with at least 3 recent savings contribution

Do you regularly save a minimum of 5% of your monthly income for emergency purposes or future financial goals?

if yes, then evidence by savings account with at least 3 recent savings contribution

if yes, then evidenced by unexpired insurance policy

If you have appropriate insurance coverage, please indicate which of the following you have?

Do you pay your bills/loans on time?

Please select your preferred automatic loan repayment method for your CedisPay loan

Have you experienced any major life events in the past five years that have had a significant impact on your financial stability?

Transaction frequency in a month

Consistency in Transactions

Full Name of Next of Kin

Provide us with the name of your next of kin

Phone Number of Next of Kin

Provide us with the phone number of your next of kin

Your relationship to Next of Kin

Please state the relationship you have with/to the next of kin stated above

The GhanaPostGPS location of Next of Kin

Provide us with the exact GPS location (GhanaPostGPS) of your next of kin

Do you have recent 3 months loan payment history

Do you have recent 3 months bills payment history

Select the CedisPay Contact for this application

Referred by

Kindly select the company with which you hold your tier-3 pension contributions

If other, please specify. (Indicate "none" if none at all)

Please do have your GhanaCard and 3 months Bank or Momo statements ready to complete the process

Your Full Name

Provide us with an email we can use to reach you

GhanaCard Number

Provide us with your GhanaCard Number

Your Phone Number

Provide us with an phone number we can reach you on

Your Email Address

Provide us with an email we can use to reach you

How much cash or Bank balance do you have available in your Savings Account?

This response should be evidence by Momo and savings account balances (this is the sum of your current momo, bank and savings accounts balance)

Minimum average cash in flow on momo statement?

This response should be evidence by your cash in transactions in your Momo account if Momo is used for emergency income, other wise cash out and transfer made for business transactions (provide your recent 3 months momo statement as evidence)

Is your monthly income equal to or greater than GHS2,000 per month?

This should be evidence by recent 3 months pay slip or recent filed tax document and bank statement or mobile statement

Are you a full-time employee of your current employer?

This should be evidenced by either employment letter with current employer

Is your business operated in current location for at least a year?

What is your monthly debt?

This response should be evidence of your monthly debt

Payment Plan (Months)

This should be how long you think you'd take to payback the loan

In the past 3 months, what is the average number of mobile money transactions per month?

This should be evidence by the number of cash in and cash out business transactions in your Momo account in the most recent month

Do you have least 20 mobile money transactions a month?

This should be evidence by the narrative or descriptions in your Momo account

What is the length of history of your loan payment or borrowing

What is your credit status of your loan payment or borrowing

What are the bills that you are responsible for paying

How do you typically make these bill payments

Are there any other bills or payments that you are required to make regularly that may not be reflected in your bank statements or mobile money statements?

What is the length of history of your Bills payment history

What is your credit status of your bills borrowing or payment history

How long has you been employed with your current employer or how long have your business been operating in the current location

This should be evidenced by either recent business permit license, utilities, rent, municipal taxes, etc.

if yes, then evidence by savings account with at least 3 recent savings contribution

if yes, then evidenced by unexpired insurance policy

If you have appropriate insurance coverage, please indicate which of the following you have?

Please select your preferred automatic loan repayment method for your CedisPay loan

Have you experienced any major life events in the past five years that have had a significant impact on your financial stability?

Full Name of Next of Kin

Provide us with the name of your next of kin

Phone Number of Next of Kin

Provide us with the phone number of your next of kin

Your relationship to Next of Kin

Please state the relationship you have with/to the next of kin stated above

The GhanaPostGPS location of Next of Kin

Provide us with the exact GPS location (GhanaPostGPS) of your next of kin

Do you have recent 3 months loan payment history

Do you have recent 3 months bills payment history

Select the CedisPay Contact for this application

Referred by

Kindly select the company with which you hold your tier-3 pension contributions

If other, please specify. (Indicate "none" if none at all)

Please do have your GhanaCard and 3 months Bank or Momo statements ready to complete the process

Your Full Name

GhanaCard Number

Your Phone Number

Your Email Address

Your location

Your GhanaPostGPS

Monthly Income

Monthly Debt

Full Name of Next of Kin

Phone Number of Next of Kin

Your relationship to Next of Kin

The GhanaPostGPS location of Next of Kin

How long have you been operating this business in this location?

Average 3 months mobile money balance

How would you describe the consistency or volatility of your mobile money transactions over the 3 months period

Do you have recent 3 months loan payment history

Do you have recent 3 months bills payment history

What are the bills that you are responsible for paying

What is the length of history of your loan payment or borrowing

Have you ever defaulted on a loan or missed a payment

What is your credit status of your bills payment or borrowing

Are you currently up to date on your electricity bills payment

Have you ever received a notice or warning from your electricity company regarding missed payments or outstanding bills

How many mobile money transactions do you make on average per month

What is the minimum amount per transaction that you typically make in a month

Purpose of loan

Payment Plan (Months)

Do you have automated loan payments systems set up

Please select the social media platform you frequently use

Please enter your username or profile URL for the selected social media platform

Select the CedisPay Contact for this application

Referred by

Kindly select the company with which you hold your tier-3 pension contributions

If other, please specify. (Indicate "none" if none at all)

Please do have your GhanaCard and 3 months Bank or Momo statements ready to complete the process

Salaried and Business Pre-Approval Loan Calculator

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