Cash Me

CedisPay’s Cash Me loan is a loan for exiting CedisPay customers who require urgent cash to address unexpected financial issues.

Important Details About Cash Me Loan

  • Loan Amount: There is no minimum amount for this loan, and the maximum amount is GHS 3,000
  • Loan Term: The maximum loan term is three months.
  • Payment Terms: The loan offers flexible payment terms, and there are no prepayment penalties
  • Disbursement Time: The funds can be disbursed within 24 hours of loan approval
  • Interest Rate: The interest rate for the loan is based on five components, including the cost of funds, cost of operation, cost of credit risk, customer-specific risk premium, and desired profit margin
  • Processing Fee: No processing fees

Loan Eligibility Criteria

To be eligible for Cash Me loan, the following minimum requirements must be met:

  1. Consent to obtain credit bureau data and agree to CedisPay's legal terms and conditions on our website
  2. Provide a valid Ghanaian national ID (Ghana Card).
  3. Show proof of your current address, such as a utility bill
  4. Provide evidence of income by submitting your most recent three months' mobile money statement that shows steady activities or show evidence of employment by providing your first payslip or an employment letter or provide a bank or mobile statement with salary payments for the most recent three months
  5. For new customers with limited credit or payment history, evidence of consistent savings or unexpired insurance habits can be used as an alternative
  6. If the customer has a credit score below 70, an unrelated person must act as a guarantor for the loan


Cash Me is an excellent loan option for anyone who requires urgent financial assistance. It has a simple and flexible application process, and the disbursement of funds is quick. If you have any questions or need further clarification, please visit our website or contact our customer support team.

How to apply?

Please do have your GhanaCard and 3 months Bank or Momo statements ready to complete the process

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