WHO WE ARE
The Inspiring Story Behind CedisPay
Welcome to CedisPay
CedisPay Evokes Global Accessibility and Inclusivity
CedisPay's Vision and Mission
CedisPay's Leadership Principles
CedisPay's Purpose
CedisPay Product and Services
CedisPay Promise of Financial Inclusion
CedisPay Responsible lending guides
Culture & Values
Promises
Value Proposition
Loyalty Rewards Program for Customers
Customer Protection Policy
Privacy
CedisPay Privacy Policy Statement
CedisPay Commitment to Information Security
Account Legal Terms
SOLUTIONS
How CedisPay Loan Works
Understanding CedisPay Credit Model
Guidance on Eligibility Calculator
Eligibility Calculator
Loan Capacity Calculator
Get Your Free Loan Estimate
Pre-Approval
Disclosure of fees
CedisCredit
PLOC
LoanMe (Personal)
Payroll Deduction Loan
Pension
Savings / Investment Loan
CapitalMe (Business)
CapitalMe-Topup
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Cash-Me
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Existing Customer Loan Request
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CedisPay Digital Adoption Advice Program
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Applying for a loan for the first time
HOW LENDING WORKS
BUDGET APP
ADVICE & TOOLS
Newsletter
CedisPay’s 7 Baby Steps to Financial Wellbeing
FAQ on CedisPay’s 7 Baby Steps to Financial Wellbeing
CedisPay's Financial Well-Being Habits
CedisPay's Financial Success Strategies
Cedispay Budget Template
CedisPay Spending Tracker Template
Budget Resources
CedisPay Financial Wellbeing Budget App User Manual
FAQ for the CedisPay Financial Wellbeing Budget App
Financial Well-Being Resources
CedisPay Financial/wealth making rules resources
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CedisPay Loan Application: Required Documents Hub
CedisPay's Financial Wellness Blueprint: Beliefs, Rules and Strategies
CedisPay's Interactive Infographics
Blog / Newsletters
FAQs
FORMS
Pension Backed Application Summary
Guarantorship
Personal Guarantor Collateral Agreement
Credit Bureau & Legal Consent
Submitting Documents
Standing Order / Debit Form
Charge over Collateral Form
CedisPay Customer Experience Form
CedisPay Financial Wellbeing Budget App Promotion Feedback
Application Form - Form A
Application Form - LoanMe
Application Form - CapitalMe
Google Application Form - LoanMe
Google Application Form - CapitalMe
Non-Cancellation Agreement
STAFF
Staff Portal
Staff Portal
New
COMMUNITY
CONTACT
Charge-over Collateral Form
A) Customer Details
CedisPay Customer Name:
Ghana Card #:
Email Address:
Mobile Money Number
Type of loan with CedisPay
-- select product --
Personal Loan (LoanMe)
Business Loan (CapitalMe)
CashMe Loan
Pension Loan
Address:
B) Customer Bank Account Information
Bank Name:
Account Name:
Bank Email Address:
Bank Phone Number
Account Number:
ID Type and Number on file with Bank:
-- select ID --
Passport
Voter's ID (Old)
Voter's ID (New)
Ghana Card
Bank Address:
C) Charge-Over Collateral Details
Frequency
-- select order --
Once
Weekly
Bi-Weekly
Monthly
Quarterly
Half-yearly
Yearly
First Payment (Date)
Regular Payment (Date)
Last Payment (Date)
Amount:
Amount in words:
Select the CedisPay Contact for this application
-- select option --
Mark
Doris
Augustina
D) Beneficiary's Information and Remittance Mode
Name:
CEDISPAY MICRO-CREDIT ENTERPRISE
Address:
KM 440/9, Kaemebre, Kasoa
Country:
Ghana
Bank Address:
25A, Castle Road, Ambassadorial Area, Ridge
Bank:
Guaranty Trust Bank (Ghana) Limited
Branch:
One Airport Square Branch
Account Type:
Business Banking Easy Savers
Account Number:
223 107 732 0140
E) Terms and Conditions
I/We understand that the payment will be effected on the effective date specified above (or the following business day in the event of a holiday)
I/We understand that the Bank reserves the right to charge/levy penalties if there are no sufficient funds in my/our account
I/We understand that this service is subject to banking procedures
I certify that I have applied to access a loan facility of,
, GHS
from CedisPay hat I hereby pledge my Vested Tier 3/Savings /investment balance to the facility herein stated. I, therefore, consent and authorize Pension Trustee/Savings/Investment trustee or custodian to pay from my Vested Tier 3/Savings/Investment balance any claim of the Collateral Amount, together with interest accrued on the said facility directly to CedisPay in the event of default or death. I agree and understand that
This arrangement would remain in force until canceled in writing by me and confirmed by CedisPay
While this agreement remains in force, Pension Trustee/Savings/Investment trustee or custodian will make payments to cover the Collateral Amount on the loan directly upon request from CedisPay
Pension Trustee/Savings/Investment trustee or custodian may provide any information regarding my contributions to CedisPay as may be request without further notice to or consent from me
CedisPay may register this charge in any register required by law
I hereby consent to CedisPay submitting the standing order form completed on my behalf to my Bank for the loan application. I acknowledge that I have reviewed and agree to CedisPay's privacy and legal terms, which can be accessed through the following link
https://cedispay.com.gh/about/account
Submit
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