WHO WE ARE
Welcome to CedisPay
CedisPay Evokes Global Accessibility and Inclusivity
CedisPay's Vision and Mission
CedisPay's Leadership Principles
CedisPay's Purpose
CedisPay Promise of Financial Inclusion
CedisPay Promise of Responsible Lending
CedisPay Responsible Lending Model
CedisPay Pricing Model
CedisPay Responsible Lending Practice
Creditworthiness Assessment at CedisPay
CedisPay Credit Score
Determination of loan amount in CedisPay
CedisPay Solutions
CedisPay Builder System
Culture & Values
Promises
Value Proposition
Target Market
Client Behaviors
Loyalty Rewards Program for Customers
Customer Protection Policy
Privacy
CedisPay Privacy Policy Statement
CedisPay Commitment to Information Security
Account Legal Terms
SOLUTIONS
CedisCredit
PLOC
LoanMe (Personal)
Payroll Deduction Loan
Pension
Savings / Investment Loan
CapitalMe (Business)
CapitalMe-Topup
Credit Builder
Cash-Me
Credit Mitigation / Guarantees
Existing Customer Loan Request
Existing CedisPay Customer Referral
CedisPay Digital Adoption Advice Program
Ways to pay your loan
Applying for a loan for the first time
HOW LENDING WORKS
ADVICE & TOOLS
Onboarding Documents
CedisPay Financial Well-Being Menu Plan
CedisPay Financial Well-Being Model
How to achieve financial fulfillment
CedisPay's 7 Money Savings Rules
CedisPay's 7 Debt Management Rules
Blog / Newsletters
Educational materials
Eligibility Calculator
Calculators
Documents - Personal Loans
Why Upload These Documents - Personal Loans
Documents - Business Loans
Why Upload These Documents - Business Loans
Documents - Pension Loans
Relevant Websites for Loan Application Documents
Personal Loan Requirements
Business Loan Requirements
Complete Standing Order Request on Mobile App
Guidance on Eligibility Calculator
Financial Education
Upcoming Changes
Cedispay Budget Template
MTN Mobile Money - Schedule Payments and Transfers
Bank of Ghana Sanctions for the Issuance of Dud Cheques
Complaince with Bank of Ghana
Responsible Borrowing - What you need to know
SUBMITTING FORMS
Guarantorship
Personal Guarantor Collateral Agreement
Credit Bureau & Legal Consent
Submitting Documents
Standing Order / Debit Form
Charge over Collateral Form
Application Form - Form A
Application Form - LoanMe
Application Form - CapitalMe
Google Application Form - LoanMe
Google Application Form - CapitalMe
STAFF
FAQs
CONTACT
Charge-over Collateral Form
A) Customer Details
CedisPay Customer Name:
Ghana Card #:
Email Address:
Mobile Money Number
Type of loan with CedisPay
-- select product --
Personal Loan (LoanMe)
Business Loan (CapitalMe)
CashMe Loan
Pension Loan
Address:
B) Customer Bank Account Information
Bank Name:
Account Name:
Bank Email Address:
Bank Phone Number
Account Number:
ID Type and Number on file with Bank:
-- select ID --
Passport
Voter's ID (Old)
Voter's ID (New)
Ghana Card
Bank Address:
C) Charge-Over Collateral Details
Frequency
-- select order --
Once
Weekly
Bi-Weekly
Monthly
Quarterly
Half-yearly
Yearly
First Payment (Date)
Regular Payment (Date)
Last Payment (Date)
Amount:
Amount in words:
Select the CedisPay Contact for this application
-- select option --
Mark
Doris
Augustina
D) Beneficiary's Information and Remittance Mode
Name:
CEDISPAY MICRO-CREDIT ENTERPRISE
Address:
KM 440/9, Kaemebre, Kasoa
Country:
Ghana
Bank Address:
25A, Castle Road, Ambassadorial Area, Ridge
Bank:
Guaranty Trust Bank (Ghana) Limited
Branch:
One Airport Square Branch
Account Type:
Business Banking Easy Savers
Account Number:
223 107 732 0140
E) Terms and Conditions
I/We understand that the payment will be effected on the effective date specified above (or the following business day in the event of a holiday)
I/We understand that the Bank reserves the right to charge/levy penalties if there are no sufficient funds in my/our account
I/We understand that this service is subject to banking procedures
I certify that I have applied to access a loan facility of,
, GHS
from CedisPay hat I hereby pledge my Vested Tier 3/Savings /investment balance to the facility herein stated. I, therefore, consent and authorize Pension Trustee/Savings/Investment trustee or custodian to pay from my Vested Tier 3/Savings/Investment balance any claim of the Collateral Amount, together with interest accrued on the said facility directly to CedisPay in the event of default or death. I agree and understand that
This arrangement would remain in force until canceled in writing by me and confirmed by CedisPay
While this agreement remains in force, Pension Trustee/Savings/Investment trustee or custodian will make payments to cover the Collateral Amount on the loan directly upon request from CedisPay
Pension Trustee/Savings/Investment trustee or custodian may provide any information regarding my contributions to CedisPay as may be request without further notice to or consent from me
CedisPay may register this charge in any register required by law
I hereby consent to CedisPay submitting the standing order form completed on my behalf to my Bank for the loan application. I acknowledge that I have reviewed and agree to CedisPay's privacy and legal terms, which can be accessed through the following link
https://cedispay.com.gh/about/account
Submit
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