Getting a personal loan with CedisPay is easy if you meet these requirements:

• Give us permission to access your credit data and agree to our terms and conditions on our website.
• Have a valid Ghana Card number and be verified through biometric information or a picture.
• Be employed with your current employer for at least 3 months and provide proof of employment, such as your first payslip or an employment letter.
• Use a mobile money number that's been active for at least 3 months and is in your name.
• Provide the most recent 3 months payslip or a letter from your employer that itemizes your salary payments.
• Show us a bank or mobile statement with salary payments for the most recent 3 months.
• If you've taken a loan before, provide the most recent 3 months repayment record. If not, provide 3 months of payment history for loans, rent, utilities, or other goods and services paid on installment.
• If your credit score is below 80, provide a guarantor with a good credit history.
• Prove your residence, such as with proof of ownership or tenancy. We may need to visit your residence to complete the loan application if proof isn't provided.
• Make sure your social media accounts accurately reflect your education level, occupation, and nature of employment.
• Submit a scanned standing order form from an active bank account with the following details: Account name - CEDISPAY MICRO-CREDIT ENTERPRISE, Bank - Guaranty Trust Bank (Ghana) Limited, Branch - ONE AIRPORT SQUARE BRANCH, and BUSINESS BANKING EASY SAVERS ACCOUNT number - 2231077320140.

We're here to help you through the process and get the loan you need.