At CedisPay, we make the loan application process easy. Follow these simple steps to apply for a loan today.
At CedisPay, we offer a wide range of financial solutions to meet your needs.
Explore our products and services today.
Pension backed loans are a type of personal loan designed to cater
to the short-term financial needs and emergencies of Tier-3 pension
contributors, who have good credit habits, consistent savings habits,
stable employment and pension assets. Customers who apply for this
loan will use pension assets to serve as collateral for the loan.
Our unsecured salaried loan is a personal loan designed to meet
the short-term financial needs of salaried employees with a
solid credit history, consistent savings habits, stable employment
and proof of residence. To apply, borrowers can choose between
providing a guarantor or opting for an irrevocable loan deduction
agreement with their bank, employer or payroll processing company.
Our Mobile-Money Deduction loan is designed to support customers
with limited income or low credit scores, offering an accessible solution
for essential expenses. Loan eligibility and amounts are based on the
customer's mobile money transaction history, making it easy to qualify. Repayments are automatically deducted from the customer's mobile money account, ensuring a simple, hassle-free and convenient repayment process.
Our business loan is tailored for customers with a solid record of mobile money and bank transactions, particularly those geared towards business operations. This loan is ideal for entrepreneurs and small business owners who activley use mobile money or bank accounts for business needs like working capital or equipment purchases. Loan eligibility and amounts are determined by transaction history, allowing qualified borrowers with an established place of business to access funding with ease. Borrowers can either provide a guarantor or assign receivables as collateral.
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